The Karnali state government has provided mass accident insurance to all Karnali residents and government employees working in the state in case of death due to natural calamities. The state government has provided insurance from Rastriya Beema Company Limited, which is owned by the government of Nepal. An agreement has been signed between the state government and Rastriya Beema Company Limited on March 12, 2010. This insurance has been implemented from the 1st of Chaitra, 2076 BS. According to the insurance policy issued, natural calamities like snow, hail, avalanche, avalanche, earthquake, flood, inundation, landslide, landslide In case of death of the insured due to any catastrophic cause arising from other natural calamities, financial compensation will be given.